| CPC G06Q 30/0281 (2013.01) [G06Q 30/0201 (2013.01); G06Q 30/0271 (2013.01)] | 18 Claims |

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1. A computer-implemented method using an intent propensity model, the method comprising:
receiving customer data corresponding to a first customer of a plurality of customer, the customer data stored in a memory storage device and including a plurality of historic customer interaction points;
identifying a first customer behavior based on two or more customer interaction points of the plurality of historic customer interaction points;
identifying a goal of the first customer based on the first customer behavior, the goal based on a second customer behavior of a second customer of the plurality of customer;
determining, through use of an intent propensity model, a plurality of customer propensities that the first customer will meet each of a plurality of objectives based on the goal;
assigning a policy from a plurality of policies to the first customer based on scoring each of the plurality of objectives from the plurality of customer propensities, the policy based on a mapping between the customer data and one or more actions of a plurality of actions associated with the policy;
outputting to the first customer using the intent propensity model a recommended next action from the plurality of actions associated with the assigned policy;
receiving a new customer interaction point from the first customer and responsive to the recommended next action; and
iterating the method using the intent propensity model to recommend personalized content and experiences as customer data is updated.
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