| CPC G06Q 30/0201 (2013.01) [G06Q 40/02 (2013.01)] | 20 Claims |
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1. A digital lending platform operable by way of a set of executable instructions stored in a non-transient machine-readable medium, the platform comprising:
a processor;
a network interface configured to provide access to a network; and
a memory communicatively coupled to the processor, wherein the memory comprises a lead intake engine including a lead processing module configured to:
process processing sales leads including enriching original data of at least a portion of incoming sales leads with complementary data;
convert the portion of incoming sales leads into enriched sales leads;
score the enriched sales leads and any of the incoming sales leads not converted to the enriched sales leads with scores by a scoring algorithm;
a phone system including a dialer for dialing phone numbers for the sales leads from one or more dialer tables of the phone system sorted in accordance with the scores of the sales leads by the lead intake engine;
an artificial intelligence (AI) module employing a neural network that is configured to obtain and process fragmented data; and self-correct based on a reward feedback circuit for modifying one or more assigned weights with respect to the fragmented data;
wherein an attribute-based router is configured to route phone calls using one or more attributes; and
a loan origination system for creating a sales-purposed record in a sales database for each sales lead using the original data, the complementary data, or a combination thereof up to at least a time of the dialer dialing a phone number associated with the record.
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