US 12,333,550 B2
Identity validation in a secure electronic transaction processing system
Daren Lee Pickering, London (GB); Jonathan Stewart Vokes, London (GB); and Nicholas Telford-Reed, London (GB)
Assigned to Worldpay Limited, London (GB)
Filed by Worldpay Limited, London (GB)
Filed on Oct. 13, 2023, as Appl. No. 18/486,266.
Application 16/863,134 is a division of application No. 15/417,067, filed on Jan. 26, 2017, granted, now 10,692,090, issued on Jun. 23, 2020.
Application 18/486,266 is a continuation of application No. 18/052,008, filed on Nov. 2, 2022, granted, now 11,823,207.
Application 18/052,008 is a continuation of application No. 17/355,245, filed on Jun. 23, 2021, granted, now 11,514,459, issued on Nov. 29, 2022.
Application 17/355,245 is a continuation of application No. 16/863,134, filed on Apr. 30, 2020, granted, now 11,074,588, issued on Jul. 27, 2021.
Claims priority of application No. 1601393 (GB), filed on Jan. 26, 2016.
Prior Publication US 2024/0054497 A1, Feb. 15, 2024
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 20/40 (2012.01); G06K 19/14 (2006.01); G06K 19/18 (2006.01); G06Q 20/32 (2012.01); G06Q 20/34 (2012.01); G06Q 20/38 (2012.01)
CPC G06Q 20/405 (2013.01) [G06K 19/145 (2013.01); G06K 19/18 (2013.01); G06Q 20/3278 (2013.01); G06Q 20/341 (2013.01); G06Q 20/382 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A system comprising:
a data processing device communicatively coupleable to a payment instrument, a server, and a lookup server, wherein the data processing device is configured for:
initiating an identity check upon determining the payment instrument is within communication field of the data processing device to communicatively couple with the payment instrument;
transmitting a service information request to the server, wherein the service information request includes a unique identifier associated with the payment instrument;
receiving service information associated with the payment instrument from the server, wherein the server generates a lookup request based on the unique identifier and transmits the lookup request to the lookup server to query a database for verifying the payment instrument and retrieving the service information; and
displaying the service information and identity information of a user associated with the payment instrument while the payment instrument is within the communication field of the data processing device, wherein the display of the service information and the identity information is discontinued upon determining the payment instrument is beyond the communication field of the data processing device.