US 12,333,531 B2
Systems and methods for secure reprovisioning
Kevin Osborn, Newton Highlands, MA (US); and Jeffrey Rule, Chevy Chase, MD (US)
Assigned to Capital One Services, LLC, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on Sep. 5, 2023, as Appl. No. 18/242,389.
Application 18/242,389 is a continuation of application No. 17/161,285, filed on Jan. 28, 2021, granted, now 11,792,001.
Prior Publication US 2025/0078069 A1, Mar. 6, 2025
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 20/38 (2012.01); G06Q 20/10 (2012.01)
CPC G06Q 20/3829 (2013.01) [G06Q 20/1085 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A secure reprovisioning system, comprising:
a first device having an association with a first account, comprising:
a memory containing one or more applets, a counter value, and transmission data;
a communication interface; and
one or more processors in communication with the memory and the communication interface;
wherein the first device is configured to:
create a cryptogram based on the counter value, wherein the cryptogram includes the counter value and the transmission data,
transmit, after entry of the communication interface into a communication field, the cryptogram,
update, after transmission of the cryptogram, the counter value,
receive, via the communication interface, one or more encrypted keys and one or more parameters,
decrypt the one or more encrypted keys, and
after decryption of the one or more encrypted keys, switch the association of the first device from the first account to a second account.