| CPC G06Q 20/3278 (2013.01) [G06Q 20/4015 (2020.05)] | 18 Claims |
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1. A method comprising:
temporarily associating, by a resource provider computer of a resource provider, a portable device of the resource provider with a first user account of a first user, wherein the portable device comprises a machine-readable tag, wherein the portable device is configured as a read-only device for exclusive one way communication with one or more terminals within a location of the resource provider;
transmitting, by the resource provider computer, a preauthorization request including the first user account to an issuer of the first user account;
receiving, by the resource provider computer from the issuer of the first user account, a confirmation of preauthorization indicating that the first user account is valid;
receiving, by the resource provider computer from the one or more terminals via an internal communication interface, at least one request to associate one or more items with the portable device, wherein the internal communication interface connects the resource provider computer to an internal communication network, which is local area network that is exclusive to the one or more terminals and the resource provider computer;
receiving, by the resource provider computer via the internal communication network, a request to check-out;
generating, by the resource provider computer, a transaction authorization request for the one or more items associated with the portable device;
transmitting, by the resource provider computer to a processing server computer, the transaction authorization request via an external communication network, wherein the transaction authorization request includes the confirmation of preauthorization;
disassociating, by the resource provider computer, the portable device from the first user account; and
performing, by the resource provider computer, at least one of temporarily associating the portable device with a second user account of a second user, or deactivating the portable device eliminating future use when the portable device exits the location.
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