US 12,333,455 B2
Methods and systems for determining alternative plans
Sarah Cunningham, Arlington, VA (US)
Assigned to Capital One Services, LLC, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on Feb. 14, 2024, as Appl. No. 18/441,573.
Application 18/441,573 is a continuation of application No. 18/184,735, filed on Mar. 16, 2023, granted, now 11,934,973.
Application 18/184,735 is a continuation of application No. 16/909,763, filed on Jun. 23, 2020, granted, now 11,620,588.
Prior Publication US 2024/0185142 A1, Jun. 6, 2024
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 10/02 (2012.01); G06N 20/00 (2019.01); G06Q 30/0201 (2023.01)
CPC G06Q 10/025 (2013.01) [G06N 20/00 (2019.01); G06Q 30/0201 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A computer-implemented method for determining a recommendation for a user, the method comprising:
receiving event data of a target event and transaction data of a user, the transaction data comprising prior transactional location information;
monitoring a location of the user based on a user device of the user;
determining, via one or more processors, a recommendation for the user by processing the event data, transaction data, and monitored location of the user, using a trained machine learning model; and
transmitting the recommendation to the user device of the user.