CPC G06Q 20/405 (2013.01) [G06Q 20/202 (2013.01); G06Q 20/36 (2013.01)] | 20 Claims |
1. A system for managing payments of a merchant, the system comprising at least one processor unit and programmed to perform operations comprising:
receiving, from a first payer device, first payment element data describing a first payment element for making a first payment from an account associated with the first payment element;
determining that the first payment element is processable by a limited payment network and by a general payment network;
responsive to determining that the first payment element is processable by the limited payment network and by the general payment network, sending a first payment authorization message to an issuer of the first payment element via the limited payment network;
receiving, from a second payer device, second payment element data describing a second payment element for making a second payment from an account associated with the second payment element to the merchant;
determining that the second payment element is not to be processed by the limited payment network; and
sending a second payment authorization message to an issuer of the second payment element via the general payment network.
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