US 12,008,560 B2
On-boarding server for authorizing an entity to effect electronic payments
Robert Hayhow, Burlington (CA); Jeffrey Aaron Ecker, North York (CA); Igor Elkhinovich, Thornhill (CA); and Keith Willard, Toronto (CA)
Assigned to The Toronto-Dominion Bank, Toronto (CA)
Filed by THE TORONTO-DOMINION BANK, Toronto (CA)
Filed on Apr. 17, 2023, as Appl. No. 18/135,662.
Application 18/135,662 is a continuation of application No. 16/895,432, filed on Jun. 8, 2020, granted, now 11,657,392.
Application 16/895,432 is a continuation of application No. 14/721,755, filed on May 26, 2015, granted, now 10,679,212, issued on Jun. 9, 2020.
Claims priority of provisional application 62/111,977, filed on Feb. 4, 2015.
Claims priority of provisional application 62/002,962, filed on May 26, 2014.
Prior Publication US 2023/0252464 A1, Aug. 10, 2023
Int. Cl. G06Q 20/38 (2012.01); G06Q 20/20 (2012.01); G06Q 20/32 (2012.01); G06Q 20/40 (2012.01)
CPC G06Q 20/3829 (2013.01) [G06Q 20/20 (2013.01); G06Q 20/326 (2020.05); G06Q 20/40 (2013.01); G06Q 20/401 (2013.01); G06Q 2220/00 (2013.01)] 18 Claims
OG exemplary drawing
 
1. An on-boarding server comprising:
a memory storing processing instructions; and
a processor in communication with the memory, wherein the processing instructions when executed by the processor cause the processor to:
receive a data set and a manufacturer identifier from a communications device, and validate an identity of an entity from the data set;
locate a first terminal cryptographic key associated with the manufacturer identifier in a terminal database;
confirm, using the located first terminal cryptographic key, that the manufacturer identifier received from the communications device was signed with a second terminal cryptographic key, wherein the located first terminal cryptographic key and the second terminal cryptographic key are an asymmetric cryptographic key pair;
determine an acquirer server from the data set; and
authorize the entity to effect electronic payments by providing the communications device with a merchant identifier and transmitting the merchant identifier to the acquirer server.