US 12,008,535 B2
Systems and methods for direct electronic communication of consumer information
Coy Christensen, Scottsdale, AZ (US)
Assigned to Worldpay, LLC, Symmes Township, OH (US)
Filed by Worldpay, LLC, Symmes Township, OH (US)
Filed on May 2, 2023, as Appl. No. 18/310,672.
Application 18/310,672 is a continuation of application No. 17/445,420, filed on Aug. 19, 2021, granted, now 11,669,821.
Application 17/445,420 is a continuation of application No. 16/822,766, filed on Mar. 18, 2020, granted, now 11,126,987, issued on Sep. 21, 2021.
Application 16/822,766 is a continuation of application No. 15/353,350, filed on Nov. 16, 2016, granted, now 10,621,568, issued on Apr. 14, 2020.
Prior Publication US 2023/0267438 A1, Aug. 24, 2023
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 20/20 (2012.01); G06Q 20/10 (2012.01); G06Q 20/40 (2012.01); G06Q 30/0238 (2023.01)
CPC G06Q 20/204 (2013.01) [G06Q 20/102 (2013.01); G06Q 20/401 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A method of direct submission of payment transaction requests from a point of sale (POS) terminal to a transaction server of a financial institution, the method comprising:
receiving, by the transaction server and directly from the POS terminal over a computer network, a payment transaction request including payment information, a POS terminal certificate, and a payment vehicle certificate; and
processing, by the transaction server, the payment transaction request according to the received payment information.