CPC G06Q 20/204 (2013.01) [G06Q 20/102 (2013.01); G06Q 20/401 (2013.01)] | 20 Claims |
1. A method of direct submission of payment transaction requests from a point of sale (POS) terminal to a transaction server of a financial institution, the method comprising:
receiving, by the transaction server and directly from the POS terminal over a computer network, a payment transaction request including payment information, a POS terminal certificate, and a payment vehicle certificate; and
processing, by the transaction server, the payment transaction request according to the received payment information.
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