CPC G06Q 20/202 (2013.01) [G06Q 20/3224 (2013.01); G06Q 20/3227 (2013.01); G06Q 20/401 (2013.01); G06Q 20/4015 (2020.05); H04W 4/02 (2013.01); H04W 4/029 (2018.02); H04W 4/80 (2018.02); H04W 12/06 (2013.01); H04W 12/63 (2021.01)] | 22 Claims |
1. A method comprising:
forming, by an authentication server, one or more registries comprising a first plurality of parameters pertaining to a plurality of devices utilized to conduct a set of transactions;
computing, by the authentication server, a score based, at least in part, on the first plurality of parameters, wherein the first plurality of parameters include at least one of:
a first subset of parameters representative of an occurrence of one or more past fraudulent transactions conducted via a first device of the plurality of devices,
a second subset of parameters representative of an occurrence of one or more fraudulent uses of a second device of the plurality of devices, and/or
a third subset of parameters representative of an occurrence of one or more fraudulent uses of at least one third device of the plurality of devices positioned in proximity with the second device;
determining, by the authentication server, that a potentially fraudulent transaction has been initiated at the first device based at least in part on the computed score; and
declining, by the authentication server, the potentially fraudulent transaction.
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