US 12,008,534 B2
Authentication of transactions conducted using mobile devices
Rodger R. Desai, New York, NY (US); and Eric Woodward, Scottsdale, AZ (US)
Assigned to Prove Identity, Inc., New York, NY (US)
Filed by PROVE IDENTITY, INC., New York, NY (US)
Filed on Dec. 29, 2021, as Appl. No. 17/565,435.
Application 17/565,435 is a continuation of application No. 16/393,461, filed on Apr. 24, 2019, granted, now 11,232,423.
Application 16/393,461 is a continuation of application No. 14/935,327, filed on Nov. 6, 2015, granted, now 10,304,042, issued on May 28, 2019.
Claims priority of provisional application 62/076,201, filed on Nov. 6, 2014.
Prior Publication US 2022/0198422 A1, Jun. 23, 2022
Int. Cl. G06Q 20/20 (2012.01); G06Q 20/32 (2012.01); G06Q 20/40 (2012.01); H04W 4/02 (2018.01); H04W 4/029 (2018.01); H04W 4/80 (2018.01); H04W 12/06 (2021.01); H04W 12/63 (2021.01)
CPC G06Q 20/202 (2013.01) [G06Q 20/3224 (2013.01); G06Q 20/3227 (2013.01); G06Q 20/401 (2013.01); G06Q 20/4015 (2020.05); H04W 4/02 (2013.01); H04W 4/029 (2018.02); H04W 4/80 (2018.02); H04W 12/06 (2013.01); H04W 12/63 (2021.01)] 22 Claims
OG exemplary drawing
 
1. A method comprising:
forming, by an authentication server, one or more registries comprising a first plurality of parameters pertaining to a plurality of devices utilized to conduct a set of transactions;
computing, by the authentication server, a score based, at least in part, on the first plurality of parameters, wherein the first plurality of parameters include at least one of:
a first subset of parameters representative of an occurrence of one or more past fraudulent transactions conducted via a first device of the plurality of devices,
a second subset of parameters representative of an occurrence of one or more fraudulent uses of a second device of the plurality of devices, and/or
a third subset of parameters representative of an occurrence of one or more fraudulent uses of at least one third device of the plurality of devices positioned in proximity with the second device;
determining, by the authentication server, that a potentially fraudulent transaction has been initiated at the first device based at least in part on the computed score; and
declining, by the authentication server, the potentially fraudulent transaction.