US 12,326,924 B1
Behavioral profiling method and system to authenticate a user
Brian Christopher Hawes, San Antonio, TX (US); Karen M. Moritz, Fair Oaks Ranch, TX (US); Stephen Seyler Aultman, San Antonio, TX (US); Joseph James Albert Campbell, New Braunfels, TX (US); Debra Randall Casillas, Helotes, TX (US); Jonathan Edward Neuse, Helotes, TX (US); Sara Teresa Alonzo, Mission, TX (US); and Thomas Bret Buckingham, Fair Oaks Ranch, TX (US)
Assigned to United Services Automobile Association (USAA), San Antonio, TX (US)
Filed by United Services Automobile Association (USAA), San Antonio, TX (US)
Filed on Oct. 18, 2023, as Appl. No. 18/489,587.
Application 18/489,587 is a continuation of application No. 17/991,567, filed on Nov. 21, 2022, granted, now 11,797,657.
Application 17/991,567 is a continuation of application No. 16/936,688, filed on Jul. 23, 2020, granted, now 11,507,645, issued on Nov. 22, 2022.
Application 16/936,688 is a continuation of application No. 15/956,634, filed on Apr. 18, 2018, granted, now 10,754,936, issued on Aug. 25, 2020.
Application 15/956,634 is a continuation in part of application No. 15/349,226, filed on Nov. 11, 2016, granted, now 10,091,180, issued on Oct. 2, 2018.
Application 15/349,226 is a continuation of application No. 14/880,595, filed on Oct. 12, 2015, granted, now 9,514,293, issued on Dec. 6, 2016.
Application 14/880,595 is a continuation in part of application No. 13/801,784, filed on Mar. 13, 2013, granted, now 9,185,095, issued on Nov. 10, 2015.
This patent is subject to a terminal disclaimer.
Int. Cl. G06F 21/31 (2013.01); G06F 21/45 (2013.01); H04L 9/40 (2022.01); H04L 67/143 (2022.01)
CPC G06F 21/316 (2013.01) [G06F 21/45 (2013.01); H04L 63/08 (2013.01); H04L 63/102 (2013.01); H04L 67/143 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A computer-implemented method, comprising:
providing a prompt that instructs a user to enter an identifier as part of an access process for an account session; and
in response to determining that the identifier is incorrectly entered as part of the access process for the account session:
providing an additional prompt that instructs the user to draw a mark;
identifying behavioral characteristics of the user while the user draws the mark;
comparing the behavioral characteristics to a behavioral profile based on prior behavioral characteristics of the user; and
enabling the account session in response to determining that a variation between the behavioral characteristics and the behavioral profile is within a threshold.