US 12,003,959 B2
System and method for correlating diverse location data for data security
Eden Smith, San Francisco, CA (US); Mary Reeder, Seattle, WA (US); Joseph Bureau, Maple Valley, WA (US); and Frederick Liu, Oakland, CA (US)
Assigned to VISA INTERNATIONAL SERVICE ASSOCIATION, San Francisco, CA (US)
Filed by Visa International Service Association, San Francisco, CA (US)
Filed on Jul. 2, 2021, as Appl. No. 17/367,000.
Application 17/367,000 is a continuation of application No. 16/074,379, granted, now 11,089,482, previously published as PCT/US2017/025366, filed on Mar. 31, 2017.
Claims priority of provisional application 62/315,846, filed on Mar. 31, 2016.
Prior Publication US 2021/0337389 A1, Oct. 28, 2021
This patent is subject to a terminal disclaimer.
Int. Cl. H04L 29/06 (2006.01); G06Q 20/40 (2012.01); H04W 12/06 (2021.01); H04W 12/64 (2021.01)
CPC H04W 12/06 (2013.01) [G06Q 20/4015 (2020.05); H04W 12/64 (2021.01)] 20 Claims
OG exemplary drawing
 
1. A method comprising:
a) determining, by a computer, a geographic location of a mobile communication device;
b) determining, by the computer, a boundary associated with the mobile communication device using the geographic location of the mobile communication device;
c) determining, by the computer, a plurality of pre-defined geographic zones overlapping or within the boundary associated with the mobile communication device, the plurality of pre-defined geographic zones are respectively associated with a plurality of postal codes;
d) receiving, by the computer, transaction data for a transaction from an access device, and determining a postal code associated with the access device;
e) determining, by the computer, that the postal code associated with the access device matches one of the postal codes in the plurality of postal codes overlapping or within the boundary associated with the mobile communication device; and
f) in response to step e), providing a match indicator to an authorizing entity computer or authorizing the transaction to proceed.