CPC H04W 12/06 (2013.01) [G06Q 20/4015 (2020.05); H04W 12/64 (2021.01)] | 20 Claims |
1. A method comprising:
a) determining, by a computer, a geographic location of a mobile communication device;
b) determining, by the computer, a boundary associated with the mobile communication device using the geographic location of the mobile communication device;
c) determining, by the computer, a plurality of pre-defined geographic zones overlapping or within the boundary associated with the mobile communication device, the plurality of pre-defined geographic zones are respectively associated with a plurality of postal codes;
d) receiving, by the computer, transaction data for a transaction from an access device, and determining a postal code associated with the access device;
e) determining, by the computer, that the postal code associated with the access device matches one of the postal codes in the plurality of postal codes overlapping or within the boundary associated with the mobile communication device; and
f) in response to step e), providing a match indicator to an authorizing entity computer or authorizing the transaction to proceed.
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