US 12,002,104 B2
Dynamic auto insurance policy quote creation based on tracked user data
Scott T. Christensen, Salem, OR (US); Gregory Hayward, Bloomington, IL (US); Christopher E. Gay, Dallas, TX (US); Steven Cielocha, Bloomington, IL (US); and Todd Binion, Bloomington, IL (US)
Assigned to STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Bloomington, IL (US)
Filed by STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Bloomington, IL (US)
Filed on Mar. 23, 2022, as Appl. No. 17/701,829.
Application 17/701,829 is a continuation of application No. 15/966,070, filed on Apr. 30, 2018, granted, now 11,315,189.
Application 15/966,070 is a continuation of application No. 14/795,369, filed on Jul. 9, 2015, granted, now 10,013,719.
Application 14/795,369 is a continuation of application No. 14/203,338, filed on Mar. 10, 2014, granted, now 9,141,996.
Claims priority of provisional application 61/775,652, filed on Mar. 10, 2013.
Prior Publication US 2022/0215479 A1, Jul. 7, 2022
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 40/08 (2012.01); B60C 1/00 (2006.01); B60Q 1/00 (2006.01); B60R 25/20 (2013.01); G06Q 10/0635 (2023.01); G06Q 30/0207 (2023.01); G06Q 30/0208 (2023.01); G06Q 40/00 (2023.01); G07C 5/00 (2006.01); G08G 1/0968 (2006.01); H04W 4/40 (2018.01)
CPC G06Q 40/08 (2013.01) [B60C 1/00 (2013.01); B60Q 1/00 (2013.01); B60R 25/20 (2013.01); G06Q 10/0635 (2013.01); G06Q 30/0207 (2013.01); G06Q 30/0208 (2013.01); G06Q 40/00 (2013.01); G07C 5/00 (2013.01); G07C 5/008 (2013.01); G08G 1/096838 (2013.01); H04W 4/40 (2018.02)] 20 Claims
OG exemplary drawing
 
1. A computer-implemented method for creating one or more new insurance policy quotes for a customer associated with a customer vehicle, the method comprising:
receiving, by a first software application executing on a computing device, by one or more processors, a coverage type, of a plurality of coverage types, for the customer vehicle;
causing, by the first software application executing on the computing device, by the one or more processors, a second software application executing on a mobile computing device in conjunction with one or more sensors to track a particular type of usage data of the customer vehicle based on the received coverage type for the customer vehicle, wherein a first type of usage data is tracked for a first coverage type and a second type of usage data is tracked for a second coverage type, the first type of usage data being distinct from the second type of usage data;
receiving, by the first software application executing on the computing device, by the one or more processors from the second software application executing on the mobile computing device, the particular type of usage data;
generating, by the first software application executing on the computing device, by the one or more processors, the one or more new insurance policy quotes corresponding to the coverage type for the customer vehicle based upon at least the particular type of usage data; and
transmitting, by the first software application executing on the computing device, by the one or more processors to the second software application executing on the mobile computing device, the one or more new insurance policy quotes to cause the second software application executing on the mobile computing device to display the one or more new insurance policy quotes in a user interface of the mobile computing device.