US 12,002,016 B1
Systems and methods for remote deposit of checks
Charles Lee Oakes, III, San Antonio, TX (US); Randy Ray Morlen, San Antonio, TX (US); Michael Frank Morris, San Antonio, TX (US); Reynaldo Medina, III, San Antonio, TX (US); Greg Alan Harpel, San Antonio, TX (US); Gabriel Glenn Gavia, San Antonio, TX (US); Bharat Prasad, San Antonio, TX (US); Frank Kyle Major, San Antonio, TX (US); and Jeffrey Neal Pollack, San Antonio, TX (US)
Assigned to United Services Automobile Association (USAA), San Antonio, TX (US)
Filed by United Services Automobile Association (USAA), San Antonio, TX (US)
Filed on Jan. 13, 2022, as Appl. No. 17/574,757.
Application 17/574,757 is a continuation of application No. 16/657,677, filed on Oct. 18, 2019, granted, now 11,461,743.
Application 16/657,677 is a continuation of application No. 14/225,090, filed on Mar. 25, 2014, abandoned.
Application 14/225,090 is a continuation of application No. 11/590,974, filed on Oct. 31, 2006, granted, now 8,708,227, issued on Apr. 29, 2014.
Int. Cl. G06Q 20/04 (2012.01); G06Q 20/10 (2012.01); G06V 30/40 (2022.01)
CPC G06Q 20/042 (2013.01) [G06Q 20/108 (2013.01); G06V 30/40 (2022.01)] 15 Claims
OG exemplary drawing
 
1. A system for facilitating deposit of a check, the system comprising:
a processor; and
a memory in communication with the processor, the memory storing a plurality of processor executable instructions and a list of deposited checks for a depositor;
wherein the plurality of processor executable instructions, when executed by the processor, cause the processor to perform acts of:
displaying, via a remote deposit processing component on a depositor-controlled device, instructions to the depositor to position a front side of the check in front of an image generating device associated with the depositor-controlled device;
displaying, via the remote deposit processing component, an image of the front side of the check to the depositor on the depositor-controlled device; and
displaying, via the remote deposit processing component, instructions to the depositor to select portions of the image of the front side of the check for cropping;
receiving, via the remote deposit processing component, portions of the image for cropping and cropping, via the remote deposit processing component, the image using the received portions;
receiving, via the remote deposit capture processing component, the cropped image from the depositor-controlled device;
generating optical character recognition (OCR) data for the check by performing OCR on the image of the front side of the check;
comparing the generated OCR data to the list of deposited checks for the depositor and determining, based on the comparison, that the check was not previously deposited; and
initiating deposit of the check into an account of the depositor wherein initiating comprises forwarding the image to a bank of the depositor.