US 12,323,406 B2
Sign-up authentication
Aaron Wright, Midlothian, VA (US); Kelly Morse Kornman, Mechanicsville, VA (US); and Omer Alrefaai, Dublin, OH (US)
Assigned to Capital One Services, LLC, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on Jul. 14, 2022, as Appl. No. 17/812,601.
Prior Publication US 2024/0022552 A1, Jan. 18, 2024
Int. Cl. H04L 29/00 (2006.01); H04L 9/40 (2022.01); H04L 51/42 (2022.01)
CPC H04L 63/08 (2013.01) [H04L 51/42 (2022.05)] 20 Claims
OG exemplary drawing
 
1. A system for authenticating a user interaction with an interaction party, the system comprising:
one or more memories; and
one or more processors, communicatively coupled to the one or more memories, configured to:
receive, from a user device of a user, user e-mail data indicating an e-mail address and an e-mail password associated with an e-mail account of the user,
wherein the e-mail account is hosted by an e-mail server;
store the user e-mail data in a data structure under a user account of the user;
access, via the e-mail server, the e-mail account of the user via the e-mail address and the e-mail password;
scan, based on accessing the e-mail account of the user, a subject line or a body of a particular e-mail message in the e-mail account of the user;
identify, in the e-mail account and based on scanning the subject line or the body of the particular e-mail message, a sign-up authentication e-mail message that was transmitted to the user in association with a sign-up by the user with the interaction party based on one or more sign-up indicators associated with the sign-up authentication e-mail message,
wherein the sign-up authentication e-mail message includes a link to authenticate the sign-up with the interaction party by the user;
transmit, based at least in part on identifying the sign-up authentication e-mail message in the e-mail account, a pop-up notification to the user device,
wherein the pop-up notification requests confirmation from the user that the user signed up for an account with the interaction party;
receive, from the user device and in response to the pop-up notification, a user input confirming that the user signed up for the account with the interaction party; and
activate, based on receiving the user input, the link in the sign-up authentication e-mail message to authenticate the sign-up with the interaction party by the user.