| CPC G07F 17/3218 (2013.01) [G07C 9/27 (2020.01); G07C 9/28 (2020.01); G07F 17/32 (2013.01); G07F 17/3239 (2013.01)] | 10 Claims |

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1. A communication object for determining a separation from a user, comprising:
a sensor to establish a communication link with a server and to detect any break of the sensor from the user, the sensor including a temperature sensor, a pressure sensor and a moisture sensor;
a memory;
at least one processor configured to:
store, in the memory, information regarding the user, wherein the information is at least in part indicative of accounts associated with the user including a first account and a second account, the first account being useable by the user for a first set of transactions different from a second set of transactions, and the second account being useable by the user for the second set of transactions;
forward an indication of the first account to the server for performing one of the first set of transactions, but not forward an indication of the second account to the server via the communication link; and
verify whether obtained information regarding said user is acceptable according to one or more set criteria.
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