US 12,321,976 B2
Methods and systems for anonymizing and providing access to transaction data
Joshua Edwards, Philadelphia, PA (US); Michael Mossoba, Arlington, VA (US); and Abdelkader Benkreira, New York, NY (US)
Assigned to Capital One Services, LLC, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on Sep. 29, 2023, as Appl. No. 18/478,030.
Application 18/478,030 is a continuation of application No. 17/036,320, filed on Sep. 29, 2020, granted, now 11,810,176.
Application 17/036,320 is a continuation of application No. 16/783,618, filed on Feb. 6, 2020, granted, now 10,825,074, issued on Nov. 3, 2020.
Prior Publication US 2024/0029142 A1, Jan. 25, 2024
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 30/00 (2023.01); G06N 20/00 (2019.01); G06Q 20/38 (2012.01); G06Q 30/0238 (2023.01); G06Q 30/0601 (2023.01)
CPC G06Q 30/0631 (2013.01) [G06N 20/00 (2019.01); G06Q 20/383 (2013.01); G06Q 30/0238 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A computer-implemented method for crowd-sourcing receipt data to determine purchasing information for a future point in time, comprising:
obtaining, via at least one processor, preliminary transaction data including one or more receipts corresponding to one or more executed purchases of a product by one or more persons other than a user, and not including transaction data of the user;
for each receipt of the one or more receipts:
translating, via the at least one processor, the receipt into respective standardized data using at least one translation code, wherein the standardized data includes itemized transaction data from the receipt in a standardized form; and
identifying, via the at least one processor and based on the respective standardized data, respective transaction data that includes one or more of a location, a price, or a time associated with a corresponding executed purchase;
determining, via the at least one processor, a future time at which the product will be available at a potentially favorable price;
generating a notification that includes the future time and one or more of a future location or the potentially favorable price; and
causing a user device associated with the user to output the notification.