US 12,321,922 B2
Card issuing with restricted virtual numbers
Jeffrey Rule, Chevy Chase, MD (US); Kevin Osborn, Newton, MA (US); and Wayne Lutz, Fort Washington, MD (US)
Assigned to Capital One Services, LLC, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on Mar. 19, 2024, as Appl. No. 18/609,021.
Application 18/609,021 is a continuation of application No. 17/396,086, filed on Aug. 6, 2021, granted, now 11,941,607.
Application 17/396,086 is a continuation of application No. 16/726,210, filed on Dec. 23, 2019, granted, now 11,113,685, issued on Sep. 7, 2021.
Prior Publication US 2024/0220963 A1, Jul. 4, 2024
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 20/34 (2012.01); G06F 21/31 (2013.01); G06K 19/07 (2006.01); G06Q 20/32 (2012.01); G06Q 20/40 (2012.01); H04L 9/32 (2006.01); G06Q 20/36 (2012.01)
CPC G06Q 20/352 (2013.01) [G06F 21/31 (2013.01); G06K 19/0716 (2013.01); G06Q 20/3278 (2013.01); G06Q 20/351 (2013.01); G06Q 20/3552 (2013.01); G06Q 20/4012 (2013.01); H04L 9/3234 (2013.01); G06Q 20/326 (2020.05); G06Q 20/3272 (2013.01); G06Q 20/354 (2013.01); G06Q 20/3563 (2013.01); G06Q 20/367 (2013.01); G06Q 20/3672 (2013.01); G06Q 20/4018 (2013.01)] 20 Claims
OG exemplary drawing
 
1. An apparatus, comprising:
a display device;
near field communication (NFC) circuitry;
memory configured to store instructions;
processing circuitry coupled with the memory and the NFC circuitry to:
detect an indication to generate a virtual card number for a second device based on a first contactless card;
display a prompt on the display device, prompting a user to tap the first contactless card to the apparatus to communicate via NFC;
establish an NFC exchange with the first contactless card via NFC circuitry based on the first contactless card being tapped to the apparatus; and
after establishing the NFC exchange, receive encrypted data from the first contactless card, the encrypted data comprising identifying information to authenticate the user;
send the encrypted data to a remote device for authentication;
receive an indication from the remote device that authentication is successful;
determine, in response to the successful authentication, the virtual card number; and
establish, via the NFC circuitry, a second NFC exchange with the second device; and
perform, via the NFC circuitry, an NFC operation to send the virtual card number to the second device as part of the second NFC exchange.