US 11,997,142 B1
Systems and methods for multiple custody using mobile devices or wearables
Laurie J. Becker, Newport News, VA (US); Shelly A. Carnazzo, Gretna, NE (US); Darren M. Goetz, Salinas, CA (US); Dennis E. Montenegro, Concord, CA (US); and Janice R. Powell, Arlington, TX (US)
Assigned to Wells Fargo Bank, N.A., San Francisco, CA (US)
Filed by Wells Fargo Bank, N.A., San Francisco, CA (US)
Filed on Jun. 13, 2022, as Appl. No. 17/839,359.
Application 17/839,359 is a continuation of application No. 16/712,562, filed on Dec. 12, 2019, granted, now 11,363,069.
This patent is subject to a terminal disclaimer.
Int. Cl. H04L 29/06 (2006.01); H04L 9/40 (2022.01)
CPC H04L 63/20 (2013.01) [H04L 63/08 (2013.01); H04L 63/10 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A system for multiple custody using mobile devices or wearable, comprising:
a processing circuit comprising one or more processors coupled to non-transitory memory, wherein the processing circuit is structured to:
receive a request for a multiple custody linkage involving a plurality of user devices, the multiple custody linkage including a digital connection that allows access to a resource, the resource comprising at least one of a physical object or information;
perform a validation process based on the request for the multiple custody linkage to determine if a violation of a security protocol exists and sending a notification to a requesting device indicating whether the request is approved or denied, wherein the security protocol indicating a threshold distance between the plurality of user devices f or a duration of the multiple custody linkage, which can be configured depending on a level of security desired for accessing the resource, and that if exceeded, would violate the security protocol; and
in response to determining no violation of the security protocol exists, activate the multiple custody linkage between the plurality of user devices to allow access to the resource.