CPC G06Q 40/03 (2023.01) [G06F 16/27 (2019.01); G06N 20/00 (2019.01); G06Q 50/16 (2013.01)] | 20 Claims |
1. A computer-implemented method comprising:
maintaining first one or more blockchains storing verified customer information;
receiving, at a processor, a request for a mortgage associated with a customer;
identifying, by the processor, one or more blocks of the first one or more blockchains associated with the customer;
retrieving, by the processor and from the one or more blocks, first verified information associated with the customer, the first verified information indicating risk event data associated with the customer;
determining, by the processor and based at least in part on the risk event data, a mortgage approval status for the customer;
determining, by the processor and based at least in part on the mortgage approval status and second verified information stored in a second one or more blockchains, a real estate property associated with the customer, wherein the second verified information comprises real estate property information associated with the real estate property; and
verifying, by the processor, the real estate property information based at least in part on a cryptographic key-pair associated with the second one or more blockchains.
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