| CPC H04L 63/0861 (2013.01) [H04L 63/083 (2013.01)] | 20 Claims |

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1. A system configured to facilitate identity verification and authentication for users, wherein the users include a first user, wherein the first user is identified by a first user token, wherein the first user is associated with a first client computing platform, wherein the system includes a first user data vault configured to securely store information associated with the first user, the system comprising:
one or more hardware processors configured by machine-readable instructions to:
receive, through an online platform associated with a particular organization, an identity verification request on behalf of the first user;
transfer the first token to the online platform;
receive one or more validation requests from a backend server of the particular organization requesting validation pertaining to the first user, wherein the one or more validation requests include the first user token;
access the first user data vault based on the one or more validation requests; and
transfer a response to the one or more validation requests to the backend server, wherein the response indicates one or more results of the validation.
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