US 12,315,026 B1
Early fraud detection system
Duane E. Weldon, San Antonio, TX (US); Neil Allen Dobbs, San Antonio, TX (US); and Michael Funderburk, San Antonio, TX (US)
Assigned to United Services Automobile Association (USAA), San Antonio, TX (US)
Filed by United Services Automobile Association (USAA), San Antonio, TX (US)
Filed on Jun. 14, 2021, as Appl. No. 17/346,750.
Application 17/346,750 is a continuation of application No. 14/978,608, filed on Dec. 22, 2015, granted, now 11,049,207.
Claims priority of provisional application 62/096,105, filed on Dec. 23, 2014.
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 50/26 (2024.01); H04L 9/40 (2022.01)
CPC G06Q 50/265 (2013.01) [H04L 63/1425 (2013.01); H04L 63/1441 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A computer-implemented method comprising:
generating a tracker for a personal electronic communication on a first device of a user wherein, when the personal electronic communication is accessed, the tracker is configured to automatically transmit a request to a web server or content delivery network, wherein the request is for an object for presentation in the personal electronic communication, wherein the object, when presented in the personal electronic communication, is not readily visible to a user;
transmitting the personal electronic communication with the tracker to a second device over a first communications channel;
determining that the request transmitted by the tracker has been blocked by one or more of the web server or content delivery network by processing data records generated by the one or more of the web server or content delivery network; and
in response to determining that the request has been blocked, transmitting an alert to the first device over a second communications channel that is different than the first communications channel, the alert indicating a potential security breach of the electronic communication.