US 12,314,930 B2
System and method for facilitating electronic financial transactions during a communication session
Saumil Ashvin Gandhi, Sunnyvale, CA (US); and Ray Hideki Tanaka, San Jose, CA (US)
Assigned to PAYPAL, INC., San Jose, CA (US)
Filed by PayPal, Inc., San Jose, CA (US)
Filed on May 15, 2023, as Appl. No. 18/197,226.
Application 18/197,226 is a continuation of application No. 17/341,118, filed on Jun. 7, 2021, granted, now 11,687,908.
Application 17/341,118 is a continuation of application No. 16/190,033, filed on Nov. 13, 2018, granted, now 11,030,607, issued on Jun. 8, 2021.
Application 16/190,033 is a continuation of application No. 13/330,374, filed on Dec. 19, 2011, granted, now 10,127,540, issued on Nov. 13, 2018.
Prior Publication US 2023/0368176 A1, Nov. 16, 2023
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 20/32 (2012.01); G06Q 40/02 (2023.01)
CPC G06Q 20/326 (2020.05) [G06Q 40/02 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A method, comprising:
detecting, by a payment provider server comprising at least one processor, a first communication session between a first mobile device of a first user and a second mobile device of a second user;
in response to a determination that the first communication session is associated with a transaction between the first user and the second user, communicating, by the payment provider server, with the first mobile device to cause to be displayed, via a first application of the first mobile device, a first user interface element, wherein the first user interface element is associated with the payment provider server, and wherein the first application uses the first communication session;
responsive to detecting a selection of the first user interface element via the first application, determining, by the payment provider server, a first account associated with the first user and determining a second account associated with the second user, wherein the first account and the second account are associated with the payment provider server;
communicating, by the payment provider server, with the first mobile device to cause to be displayed, via the first application, a second user interface element that indicates the transaction between the first account and the second account; and
responsive to detecting a selection of the second user interface element, processing the transaction using the first account and the second account.