US 12,314,792 B2
Orientationless chip layout for a transaction card
Tyler Maiman, Melville, NY (US); Stephen Schneider, Midlothian, VA (US); and Daniel Herrington, New York, NY (US)
Assigned to Capital One Services, LLC., McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on Feb. 4, 2021, as Appl. No. 17/167,567.
Application 17/167,567 is a continuation of application No. 16/407,376, filed on May 9, 2019, granted, now 11,010,652.
Prior Publication US 2021/0158119 A1, May 27, 2021
Int. Cl. G06K 19/07 (2006.01); G06K 19/077 (2006.01)
CPC G06K 19/07 (2013.01) 20 Claims
OG exemplary drawing
 
1. A transaction card, comprising:
a substrate comprising a front side, and a back side, wherein the front side and the back side are opposite sides of the substrate;
a chip comprising processing circuitry, and memory, the chip embedded within the substrate;
a first contact pad coupled with the chip, the first contact pad comprising a first set of contacts configured to enable wired communications between the transaction card and a transaction device coupled via the first set of contacts, the first contact pad embedded on the front side of the substrate;
a second contact pad coupled with the chip, the second contact pad comprising a second set of contacts configured to enable wired communications between the transaction card and the transaction device coupled via the second set of contacts, the second contact pad embedded on the back side of the substrate;
wherein the first contact pad and the second contact pad are each spaced apart laterally from, and do not overlap with, the chip; and the transaction card further comprises:
an antenna configured to communicate in accordance with a near-field communication (NFC) protocol, the antenna to physically couple the chip with the second contact pad and to physically couple the first contact pad with the second contact pad, wherein the antenna comprises a first end to physically couple with each contact of the first set of contacts and the chip, and a second end to physically couple with each contact of the second set of, wherein the antenna is a loop antenna comprising a plurality of loops, the plurality of loops including a first loop around the first contact pad, a second loop around the second contact pad, and a third loop around the first contact pad and the second contact pad.