	US 11,991,207 B2
	Anti-phish, personalized, security token for use with electronic communications
Michael Young, Davidson, NC (US); Vinesh Patel, London (GB); and Melissa Gordon Glenn, Charlotte, NC (US)
Assigned to Bank of America Corporation, Charlotte, NC (US)
Filed by Bank of America Corporation, Charlotte, NC (US)
Filed on Mar. 14, 2022, as Appl. No. 17/693,506.
Prior Publication US 2023/0291765 A1, Sep. 14, 2023
This patent is subject to a terminal disclaimer.
Int. Cl. H04L 9/40 (2022.01)

CPC H04L 63/1483 (2013.01)

6 Claims

1. A system for securing electronic communications, the system comprising:

an originating server located at an entity;

an edge server located at the entity;

a database located at the entity;

wherein during a registration process:

the originating server receives a request from a user, the request to receive an anti-phish, personalized, security token with each electronic communication from the entity;

the originating server displays a plurality of selectable options for the anti-phish, personalized, security token, wherein the plurality of selectable options comprises:

a numeric code, a photograph, a plurality of photographs, an animation, a plurality of animations and/or a combination of the numeric code, photograph, plurality of photographs, animation and plurality of animations; and

a dynamically-rotating, digital-artwork file linked to a non-fungible token (“NFT”), said digital-artwork file that rotates on a predetermined schedule;

the originating server receives a selection of an option for the anti-phish, personalized, security token, the option included in the plurality of selectable options;

the originating server registers the selected option as being linked to a profile associated with the user; and

the originating server stores, in the database, the anti-phish, personalized, security token linked to the profile associated with the user;

wherein during an in-use process:

the originating server generates an electronic communication, where a recipient of the electronic communication is the user;

the originating server forwards the electronic communication to the recipient;

the edge server intercepts the electronic communication;

the edge server retrieves the anti-phish, personalized, security token linked to the profile associated with the user;

the edge server populates the electronic communication with the anti-phish, personalized, security token; and

the edge server forwards the electronic communication to one or more electronic channels associated with the recipient.