	US 11,991,166 B2
	Method and apparatus for an identity assurance score with ties to an ID-less and password-less authentication system
Nelson A. Cicchitto, San Ramon, CA (US)
Filed by Nelson A. Cicchitto, San Ramon, CA (US)
Filed on Sep. 10, 2021, as Appl. No. 17/472,355.
Application 15/626,997 is a division of application No. 15/052,747, filed on Feb. 24, 2016, granted, now 9,686,273, issued on Jun. 20, 2017.
Application 17/472,355 is a continuation of application No. 15/970,796, filed on May 3, 2018, granted, now 11,122,034.
Application 15/970,796 is a continuation in part of application No. 15/626,997, filed on Jun. 19, 2017, granted, now 9,979,715, issued on May 22, 2018.
Claims priority of provisional application 62/501,027, filed on May 3, 2017.
Claims priority of provisional application 62/120,153, filed on Feb. 24, 2015.
Prior Publication US 2021/0409391 A1, Dec. 30, 2021
This patent is subject to a terminal disclaimer.
Int. Cl. H04L 9/40 (2022.01); H04W 12/06 (2021.01); H04W 12/68 (2021.01)

CPC H04L 63/083 (2013.01) [H04L 63/0815 (2013.01); H04W 12/068 (2021.01); H04L 2463/082 (2013.01); H04W 12/68 (2021.01)]

15 Claims

1. A computer-implemented method, comprising:

receiving, at an identity assurance server, a first request initiated from a company server for an identity assurance score corresponding to an entity requesting the company server for access to an asset of the company;

generating, in response to the request, the identity assurance score and determining a collection of requirements that the entity must satisfy to access the asset, the collection of requirements based on the generated identity assurance score;

transmitting by the identity assurance server for delivery to the company server, the identity assurance score and the collection of requirements for the entity to satisfy;

receiving, at the identity assurance server and originating from the company server, informational data corresponding to the collection of requirements completed by the entity;

confirming, at the identity assurance server, that the received informational data matches data previously saved on a database at the identity assurance server; and

notifying the company that the received information data has been confirmed;

wherein the identity assurance score is based on a predetermined hierarchy of levels of requirements to be satisfied for the request to be approved; and

wherein the hierarchy of levels comprises the following levels of requirements for granting access to the asset:

first level—ID of user and No Password;

second level—ID and Password;

third level—Description of something the entity knows;

fourth level—Description of something the entity has;

fifth level—Number of social network connections the entity has;

sixth level—Location of the entity;

seventh level—One biometric identifier;

eighth level—Two biometric identifiers;

ninth level—Three biometric identifiers;

tenth level—Financial information corresponding to the entity;

eleventh level—One health identifier;

twelfth level—Second health identifier; and

thirteenth level—DNA (Deoxyribonucleic acid) of the entity;

wherein one or more steps are performed on at least a processor coupled to at least a memory.