US 11,989,788 B2
Systems and methods for light detection and ranging (LIDAR) based generation of a homeowners insurance quote
Nicholas Carmelo Marotta, Scottsdale, AZ (US); Jd Johnson Willingham, Phoenix, AZ (US); Stacee Madsen, Mesa, AZ (US); Jared Wheet, Mesa, AZ (US); Laura A. Uphoff, Normal, IL (US); Paul Bates, Mesa, AZ (US); Austin Rowley, Mesa, AZ (US); and Michael Scott Harrison, Chandler, AZ (US)
Assigned to STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Bloomington, IL (US)
Filed by STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Bloomington, IL (US)
Filed on May 3, 2023, as Appl. No. 18/142,641.
Application 18/142,641 is a continuation of application No. 17/185,925, filed on Feb. 25, 2021, granted, now 11,734,767.
Claims priority of provisional application 62/994,201, filed on Mar. 24, 2020.
Claims priority of provisional application 62/991,461, filed on Mar. 18, 2020.
Claims priority of provisional application 62/983,368, filed on Feb. 28, 2020.
Prior Publication US 2023/0274367 A1, Aug. 31, 2023
Int. Cl. G06Q 40/08 (2012.01); G01S 7/48 (2006.01); G01S 17/89 (2020.01); G01S 17/894 (2020.01); G05B 15/02 (2006.01); G06Q 50/16 (2012.01); G06V 20/10 (2022.01); G06V 20/17 (2022.01); G06V 20/20 (2022.01); B64C 39/02 (2023.01); B64U 101/30 (2023.01); G06Q 10/087 (2023.01); H04L 67/12 (2022.01)
CPC G06Q 40/08 (2013.01) [G01S 7/4802 (2013.01); G01S 17/89 (2013.01); G01S 17/894 (2020.01); G05B 15/02 (2013.01); G06Q 50/16 (2013.01); G06V 20/17 (2022.01); G06V 20/176 (2022.01); G06V 20/20 (2022.01); B64C 39/024 (2013.01); B64U 2101/30 (2023.01); G06Q 10/087 (2013.01); H04L 67/12 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A computer-implemented method for generating a personal articles insurance quote, comprising, via one or more processors, transceivers, sensors, and/or servers:
causing a display device to display instructions to a customer on how to install one or more light detection and ranging (LIDAR) cameras;
subsequent to the customer installing the one or more LIDAR cameras according to the displayed instructions, providing an insurance discount to the customer;
generating LIDAR data with the one or more LIDAR cameras;
receiving the LIDAR data generated from one or more LIDAR cameras;
analyzing the LIDAR data to determine or identify one or more personal articles or insurable assets;
generating an electronic inventory list of personal belongings including several personal articles identified from processor analysis of (i) the LIDAR data, and (ii) one or more additional sources of data including at least one of: mobile device data and/or images, smart home sensor data and/or images, drone sensor data and/or images, vehicle sensor data and/or images, or smart infrastructure data and/or images; and
generating an electronic personal articles insurance quote based upon the one or more personal articles or insurable assets determined or identified from the LIDAR data.