US 11,989,785 B1
Automatic exchange of information in response to a collision event
Nicholas A. Suizzo, Cody, WY (US); Alinawaz Ismaili, Skokie, IL (US); Jennifer A. Brandmaier, Chicago, IL (US); James Gillespie, Belfast (GB); Stephen Hughes, Belfast (GB); Daniel Koza, Hinsdale, IL (US); William Loo, Arlington Heights, IL (US); and Francis Lowry, Clogher (GB)
Assigned to Allstate Insurance Company, Northbrook, IL (US)
Filed by Allstate Insurance Company, Northbrook, IL (US)
Filed on Jun. 18, 2020, as Appl. No. 16/905,415.
Application 16/905,415 is a continuation of application No. 16/003,384, filed on Jun. 8, 2018, granted, now 10,699,350.
Application 16/003,384 is a continuation of application No. 14/313,753, filed on Jun. 24, 2014, granted, now 10,032,226, issued on Jul. 24, 2018.
Application 14/313,753 is a continuation in part of application No. 14/039,722, filed on Sep. 27, 2013, granted, now 10,963,966.
Application 14/039,722 is a continuation in part of application No. 13/791,338, filed on Mar. 8, 2013, granted, now 8,799,034, issued on Aug. 5, 2014.
Application 13/791,338 is a continuation in part of application No. 13/791,386, filed on Mar. 8, 2013, granted, now 9,019,092, issued on Apr. 28, 2015.
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 40/08 (2012.01); G06Q 10/10 (2023.01); G07C 5/00 (2006.01); G07C 5/08 (2006.01)
CPC G06Q 40/08 (2013.01) [G06Q 10/10 (2013.01); G07C 5/008 (2013.01); G07C 5/085 (2013.01)] 18 Claims
OG exemplary drawing
 
1. A computer-implemented method comprising:
generating, at a first wireless computing device during operation of a vehicle, first vehicle operation data comprising first telematics data related to operation of the vehicle, the first telematics data comprising at least one of acceleration data generated during operation of the vehicle, positioning data generated by a global positioning system (GPS) module during operation of the vehicle, or speed data generated by the GPS module during operation of the vehicle;
detecting, by the first wireless computing device, a collision event involving the vehicle based on the first vehicle operation data;
in response to detecting the collision event, initiating, by the first wireless computing device, a discovery mode to poll for one or more wireless communications announcing a detection of the collision event broadcast by other wireless computing devices in a vicinity of the collision event;
based on initiating the discovery mode to poll for the other wireless computing devices, receiving, by the first wireless computing device and from a second wireless computing device of a second vehicle located in the vicinity of the collision event, one of the one or more wireless communications announcing the detection of the collision event;
establishing a wireless communication session between the first wireless computing device and the second wireless computing device;
querying, by an insurance system associated with the first wireless computing device, a third-party insurance system in signal communication with the insurance system and associated with the second wireless computing device, for identification information associated with an operator of the second wireless computing device;
sharing, by the third-party insurance system to the insurance system, the identification information associated with the operator of the second wireless computing device;
notifying, by the first wireless computing device to the third-party insurance system, of the collision event;
initiating transmission, by the first wireless computing device to the second wireless computing device, of at least a portion of the first vehicle operation data;
receiving, by the first wireless computing device and from the second wireless computing device, second vehicle operation data comprising second telematics data related to operation of the second vehicle, the second telematics data comprising at least one of acceleration data generated during operation of the second vehicle, positioning data generated by a second GPS module during operation of the second vehicle, or speed data generated by the second GPS module during operation of the second vehicle;
transmitting, to a processor of the insurance system, exchanged combined vehicle operation data comprising the second vehicle operation data comprising the second telematics data and at least a portion of the first vehicle operation data comprising the first telematics data; and
automatically identifying, upon receipt of the exchanged combined vehicle operation data by the processor of the insurance system, an at-fault participant for the collision event based on the exchanged combined vehicle operation data.