US 11,989,750 B2
Technologies for enhanced payment transactions
Brent Alan Badger, Powell, OH (US); and Jacob Matthew Sterling, Creve Coeur, MO (US)
Assigned to Worldpay, LLC, Symmes Township, OH (US)
Filed by Worldpay, LLC, Symmes Township, OH (US)
Filed on Sep. 30, 2021, as Appl. No. 17/449,485.
Application 17/449,485 is a continuation of application No. 16/229,912, filed on Dec. 21, 2018, granted, now 11,170,396.
Application 16/229,912 is a continuation of application No. 14/991,309, filed on Jan. 8, 2016, granted, now 10,198,740, issued on Feb. 5, 2019.
Claims priority of provisional application 62/129,255, filed on Mar. 6, 2015.
Prior Publication US 2022/0020048 A1, Jan. 20, 2022
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 30/0207 (2023.01); G06Q 20/20 (2012.01); G06Q 20/24 (2012.01); G06Q 20/26 (2012.01); G06Q 20/38 (2012.01); G06Q 20/40 (2012.01)
CPC G06Q 30/0222 (2013.01) [G06Q 20/20 (2013.01); G06Q 20/24 (2013.01); G06Q 20/26 (2013.01); G06Q 20/387 (2013.01); G06Q 20/401 (2013.01); G06Q 20/4012 (2013.01); G06Q 20/405 (2013.01); G06Q 20/409 (2013.01)] 18 Claims
OG exemplary drawing
 
1. A method for enhancing payment transactions, the method comprising:
transmitting, via a debit network by an acquirer computing system to a promotion management computing system, an offer identification query comprising event-specific data corresponding to a payment authorization request message;
based on an offer that matches the transmitted offer identification query being stored in the promotion management computing system, receiving, via the debit network, offer redemption instructions;
modifying the payment authorization request message based on the offer redemption instructions; and
transmitting, via a second network, the modified payment authorization request message to an issuer financial institution.