US 11,989,735 B2
Systems and methods for completing transactions via lockboxes
Miranda C. Hill, Seattle, WA (US); Alicia Y. Moore, San Ramon, CA (US); and Susan Symons, San Francisco, CA (US)
Assigned to Wells Fargo Bank, N.A., San Francisco, CA (US)
Filed by Wells Fargo Bank, N.A., San Francisco, CA (US)
Filed on May 17, 2023, as Appl. No. 18/198,570.
Application 18/198,570 is a continuation of application No. 17/751,103, filed on May 23, 2022, granted, now 11,682,023.
Application 17/751,103 is a continuation of application No. 15/466,706, filed on Mar. 22, 2017, granted, now 11,341,502.
Claims priority of provisional application 62/318,054, filed on Apr. 4, 2016.
Prior Publication US 2023/0289813 A1, Sep. 14, 2023
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 20/40 (2012.01); G07C 9/00 (2020.01)
CPC G06Q 20/405 (2013.01) [G07C 9/00912 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A method comprising:
receiving, by a computing system of a provider from a user device associated with a user account, a transaction service request including a transaction identification and a transaction time, the transaction identification comprising an amount of a physical currency type and the transaction time being a desired time of a transaction;
identifying, by the computing system, a first plurality of lockbox locations that can complete the transaction service request based on the transaction identification and the transaction time, the first plurality of lockbox locations being identified from a second plurality of lockbox locations associated with the provider and being within a threshold proximity of a geographic area associated with the user account, each of the first plurality of lockbox locations having a plurality of physical lockboxes;
receiving, by the computing system from the user device, a selection of one of the lockbox locations of the first plurality of lockbox locations that can complete the transaction service request;
configuring, by the computing system, a physical lockbox of the plurality of physical lockboxes of the selected lockbox location, wherein configuring the physical lockbox is based on the transaction identification and comprises loading the physical lockbox with the amount of the physical currency type while a door of the physical lockbox is locked, wherein the loading of the physical lockbox is performed automatically via an automated dispenser operably coupled to a currency repository;
receiving, by the computing system, an unlock attempt; and
transmitting, by the computing system, an unlock command to the physical lockbox to unlock the door of the physical lockbox based on a comparison of the unlock attempt to a lockbox locking passcode, the unlocked physical lockbox providing access to the amount of the physical currency type.