US 11,989,731 B2
Systems and methods for provisioning accounts
Prashant Sharma, Madison, NJ (US); and Rajat Maheshwari, Singapore (SG)
Assigned to MASTERCARD INTERNATIONAL INCORPORATED, Purchase, NY (US)
Filed by MASTERCARD INTERNATIONAL INCORPORATED, Purchase, NY (US)
Filed on Jun. 7, 2022, as Appl. No. 17/834,582.
Application 17/834,582 is a division of application No. 16/705,618, filed on Dec. 6, 2019, granted, now 11,373,186.
Claims priority of provisional application 62/777,463, filed on Dec. 10, 2018.
Prior Publication US 2022/0300981 A1, Sep. 22, 2022
Int. Cl. G06Q 20/40 (2012.01); G06Q 20/32 (2012.01); G06Q 20/34 (2012.01); G06Q 20/36 (2012.01)
CPC G06Q 20/40145 (2013.01) [G06Q 20/3227 (2013.01); G06Q 20/3278 (2013.01); G06Q 20/352 (2013.01); G06Q 20/367 (2013.01)] 18 Claims
OG exemplary drawing
 
1. A computer-implemented method for use in provisioning an account to a mobile device, the method comprising:
receiving, at a mobile device, a request to provision an account to the mobile device;
prompting a user associated with the account for authentication at a wireless card device associated with the account to tap the wireless card device on the mobile device, wherein the wireless card device is physically distinct from the mobile device;
identifying a tap from the wireless card device;
in response to the tap, receiving, at the mobile device, an account credential from the wireless card device, via a local wireless communication between the mobile device and the wireless card device, based on the user being authenticated at the wireless card device;
transmitting the account credential toward a first party associated with the account, whereby the account credential is indicative of the authentication of the user at the wireless card device; and
provisioning the account to the mobile device, in response to an approval received from the first party.