US 11,989,717 B2
Automated data tokenization through networked sensors
Pankaj Sarin, Fremont, CA (US)
Assigned to PAYPAL, INC., San Jose, CA (US)
Filed by PayPal, Inc., San Jose, CA (US)
Filed on Nov. 29, 2021, as Appl. No. 17/537,052.
Application 17/537,052 is a continuation of application No. 16/226,531, filed on Dec. 19, 2018, granted, now 11,232,429.
Prior Publication US 2022/0084009 A1, Mar. 17, 2022
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 20/32 (2012.01); G06Q 20/36 (2012.01); G06Q 20/38 (2012.01); G06Q 20/40 (2012.01); H04W 4/021 (2018.01)
CPC G06Q 20/3224 (2013.01) [G06Q 20/3226 (2013.01); G06Q 20/3672 (2013.01); G06Q 20/3829 (2013.01); G06Q 20/4014 (2013.01); H04W 4/021 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A system comprising:
a non-transitory memory storing instructions; and
one or more hardware processors coupled to the non-transitory memory and configured to read the instructions from the non-transitory memory to cause the system to perform operations comprising:
detecting, via a sensor at a merchant location, transaction initiation information from a user device of a user, wherein the detecting is based on a communication between the user device and the sensor via a background operation performed on the user device that does not require input by the user into the user device;
determining the transaction initiation information corresponds to a likelihood of checkout that exceeds a threshold amount for a transaction at the merchant location;
determining a token that can be used in electronic transaction processing between the user device and the merchant device; and
loading the token to at least one of the user device or the merchant device through the background operation without requiring a user request for the token from the user device.