US 11,989,705 B2
Methods and systems for transactions transfer
Adrian Nazari, Los Altos, CA (US); Julian Konomi, Toronto (CA); Shawn Kumar, Toronto (CA); and Bradley Arsenault, Mountain View, CA (US)
Assigned to Credit Sesame, Inc., Mountain View, CA (US)
Filed by Credit Sesame, Inc., Mountain View, CA (US)
Filed on Oct. 19, 2022, as Appl. No. 17/969,644.
Prior Publication US 2024/0135343 A1, Apr. 25, 2024
Int. Cl. G06Q 20/10 (2012.01)
CPC G06Q 20/10 (2013.01) 20 Claims
OG exemplary drawing
 
1. A system comprising:
a memory device;
a processing system, comprising at least one hardware core, coupled to the memory device, configure to:
maintain a multi key index associated with a plurality of financial transactions using a self-balanced sorted tree data structure;
read the self-balanced sorted tree data structure into the memory device;
apply a filtering algorithm on the self-balanced sorted tree data structure to determine at least one qualifying financial transaction out of the plurality of financial transactions;
select the at least one qualifying financial transaction if it does not exceed a predetermined value; and
transfer the selected at least one qualifying financial transaction to a secured credit card.