US 11,657,392 B2
On-boarding server for remotely authorizing use of a terminal
Robert Hayhow, Burlington (CA); Jeffrey Aaron Ecker, North York (CA); Igor Elkhinovich, Thornhill (CA); and Keith Willard, Toronto (CA)
Assigned to The Toronto-Dominion Bank, Toronto (CA)
Filed on Jun. 8, 2020, as Appl. No. 16/895,432.
Application 16/895,432 is a continuation of application No. 14/721,755, filed on May 26, 2015, granted, now 10,679,212.
Claims priority of provisional application 62/111,977, filed on Feb. 4, 2015.
Claims priority of provisional application 62/002,962, filed on May 26, 2014.
Prior Publication US 2020/0302438 A1, Sep. 24, 2020
Int. Cl. G06Q 20/38 (2012.01); G06Q 20/20 (2012.01); G06Q 20/32 (2012.01); G06Q 20/40 (2012.01)
CPC G06Q 20/3829 (2013.01) [G06Q 20/20 (2013.01); G06Q 20/326 (2020.05); G06Q 20/40 (2013.01); G06Q 20/401 (2013.01); G06Q 2220/00 (2013.01)] 18 Claims
OG exemplary drawing
1. A on-boarding server comprising:
a memory storing processing instructions; and
a processor in communication with the memory, wherein the processing instructions when executed by the processor cause the processor to:
receive a data set, a merchant identifier and a manufacturer identifier from a communications device, and validate an identity of the entity from the data set;
locate a first terminal cryptographic key associated with the manufacturer identifier in a terminal database;
confirm, using the located first terminal cryptographic key, that the merchant identifier received from the communications device was signed with a second terminal cryptographic key, wherein the located first terminal cryptographic key and the second terminal cryptographic key are an asymmetric cryptographic key pair;
determine an acquirer server from the data set, and provide the acquirer server with the merchant identifier; and
download a payload to the communications device, the payload including the merchant identifier.