US 11,657,386 B2
Reference-based card enrollment for secondary devices
Bharat Dutt, Mountain View, CA (US); Balakrishna Venkataraman, Mountain View, CA (US); Aneesh Nainamvalappil, Mountain View, CA (US); Minseok Park, Mountain View, CA (US); and Chung Liu, Mountain View, CA (US)
Assigned to Samsung Electronics Co., Ltd., Suwon-si (KR)
Filed by Samsung Electronics Co., Ltd., Suwon-si (KR)
Filed on Aug. 22, 2016, as Appl. No. 15/243,745.
Claims priority of provisional application 62/208,296, filed on Aug. 21, 2015.
Prior Publication US 2017/0053277 A1, Feb. 23, 2017
Int. Cl. G06Q 20/36 (2012.01); G06Q 20/32 (2012.01)
CPC G06Q 20/363 (2013.01) [G06Q 20/3223 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A method by a first server system for reference-based card enrollment for secondary devices, the method comprising:
receiving, from a first mobile device that is logged into the first server system via a user account identified by a wallet identification (ID), information of a payment instrument;
transmitting a first encrypted signal to a second server system of a payment network, the first encrypted signal including the information of the payment instrument;
receiving, from the second server system, a second signal including a unique account reference ID corresponding to the payment instrument and based on a mapping of the account reference ID to the payment instrument;
storing the account reference ID in association with the wallet ID;
detecting a login of a second mobile device into the first server system via the user account on the first server system;
determining, by the first server system, whether the account reference ID corresponds to the user account via which the login of the second mobile device was detected by:
searching for one or more account reference IDs stored at the first server system in association with the wallet ID; and
determining that the account reference ID corresponds to the user account via which the login of the second mobile device was detected based on the account reference ID being among the one or more account reference IDs;
generating a token that is specific to the account reference ID for the second mobile device based on the determination that the account reference ID corresponds to the user account via which the login of the second mobile device was detected, wherein generating the token includes:
creating a relationship such that, when the token is received by the second server system, the second server system is able to verify that the token is valid for use by the second mobile device and the user account identified by the wallet ID and that the token corresponds to the account reference ID mapped to the payment instrument; and
after the relationship is created, transmitting, by the first server system, a third signal to the second mobile device, the third signal comprising the token that, upon receipt by the second mobile device, configures the second mobile device to conduct payment transactions using the token.