US 11,657,054 B2
Co-applicant candidate identification by way of edge graphs
Suresh G. Nair, Robbinsville, NJ (US); Stephen Earl Sweeney, Mahwah, NJ (US); and Mark David Alexander, Upper Saddle River, NJ (US)
Assigned to iCreditWorks Inc., Mahwah, NJ (US)
Filed by iCreditWorks Inc., Mahwah, NJ (US)
Filed on Jan. 14, 2022, as Appl. No. 17/576,880.
Application 17/576,880 is a continuation of application No. 16/794,866, filed on Feb. 19, 2020, granted, now 11,238,047.
Prior Publication US 2022/0138201 A1, May 5, 2022
This patent is subject to a terminal disclaimer.
Int. Cl. G06F 3/048 (2013.01); G06F 16/2455 (2019.01); G06F 16/901 (2019.01); H04L 67/306 (2022.01); G06F 3/0482 (2013.01); G06Q 40/03 (2023.01)
CPC G06F 16/24553 (2019.01) [G06F 3/0482 (2013.01); G06F 16/9024 (2019.01); G06Q 40/03 (2023.01); H04L 67/306 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A method comprising:
determining a candidate co-applicant based on of an attribute of a device of an applicant;
generating for display, on the device of the applicant, a selectable option that, when selected, indicates that the applicant would like to use the candidate co-applicant as a co-applicant for an application; and
responsive to detecting a selection of the selectable option:
activating the application at a device of the candidate co-applicant;
passing a token to a mobile device application installed on a client device of the candidate co-applicant, the token including information based on input received from the applicant; and
pre-populating, at the client device of the candidate co-applicant, using the token, the information.