| CPC G06Q 20/3276 (2013.01) [G06F 3/0488 (2013.01); G06F 8/61 (2013.01); G06F 9/3836 (2013.01); G06F 9/547 (2013.01); G06K 7/1095 (2013.01); G06K 7/1417 (2013.01); G06K 19/06037 (2013.01); G06K 19/06112 (2013.01); G06Q 20/02 (2013.01); G06Q 20/085 (2013.01); G06Q 20/108 (2013.01); G06Q 20/202 (2013.01); G06Q 20/204 (2013.01); G06Q 20/223 (2013.01); G06Q 20/227 (2013.01); G06Q 20/326 (2020.05); G06Q 20/4016 (2013.01); G06Q 20/4037 (2013.01); G06Q 30/0238 (2013.01); G06Q 30/0633 (2013.01); G06Q 40/02 (2013.01)] | 20 Claims |

|
1. A method comprising:
causing presentation, by a peer-to-peer payment platform and via a web browser executing on a mobile device of a user, of a merchant web page associated with a merchant, wherein the merchant web page includes an actuation mechanism for selection of the peer-to-peer payment platform as a payment method in an ecommerce transaction;
detecting interaction with the actuation mechanism;
causing presentation, by the peer-to-peer payment platform and via the web browser, of a prompt for a user identifier;
receiving, by the peer-to-peer payment platform, the user identifier and transaction data associated with the ecommerce transaction between the user and the merchant;
processing, by the peer-to-peer payment platform, payment for the ecommerce transaction, wherein the processing comprises, without login to a user account associated with the user after the interaction with the actuation mechanism:
using the user identifier to identify the user account; and
withdrawing funds from a stored balance of the user account to transfer to a merchant account of the merchant; and
causing presentation, by the peer-to-peer payment platform via the web browser, of at least a portion of the transaction data.
|