US 11,985,665 B2
Secure edge device for contactless vehicle processing
Joseph Benjamin Castinado, North Glenn, CO (US); Naoll Addisu Merdassa, Chakopee, MN (US); Lalit Dhawan, Franklin Park, NJ (US); Robert Nyeland Huggins, Charlotte, NC (US); Pratap Dande, Saint Johns, FL (US); Michael Joseph Carroll, Orland Park, IL (US); Brandon Sloane, Indian Land, SC (US); and Vijaya L Vemireddy, Plano, TX (US)
Assigned to BANK OF AMERICA CORPORATION, Charlotte, NC (US)
Filed by BANK OF AMERICA CORPORATION, Charlotte, NC (US)
Filed on Jun. 11, 2021, as Appl. No. 17/345,115.
Prior Publication US 2022/0400474 A1, Dec. 15, 2022
Int. Cl. H04W 72/20 (2023.01); H04W 12/08 (2021.01); H04W 72/51 (2023.01); H04W 72/563 (2023.01)
CPC H04W 72/20 (2023.01) [H04W 12/08 (2013.01); H04W 72/51 (2023.01); H04W 72/563 (2023.01)] 20 Claims
OG exemplary drawing
 
1. A system for automobile contactless resource distribution, the system comprising:
one or more memory devices having computer readable code stored thereon;
one or more processing devices operatively coupled to the one or more memory devices,
wherein the one or more processing devices are configured to execute the computer readable code to:
configure resource distribution elements, authentication credentials, and restrictions into an integrated secure edge device associated with an automobile, wherein the integrated secure edge device associated with an automobile is within the automobile and generates a communication linkage between an automobile system and a third party device;
identify a user co-located with the automobile system based on a communicable linkage between the automobile and a user device and at least one user automobile preference within the automobile,
wherein the communicable linkage is based on a co-localization of the user device with the automobile, and
wherein the at least one user automobile preference comprise at least one user specific vehicle adjustment comprising a seat adjustment, a climate adjustment, a mirror adjustment, or a radio adjustment;
authenticate the user co-located with the automobile system as an authenticated user based on the communicable linkage with the user device comprising an authenticated user device and based on the at least one user automobile preference matching at least one authenticated user automobile preference for the user co-located within the automobile;
initiate contactless communication between the automobile system via the integrated secure edge device and a third party device for completion of a resource distribution;
display resource distribution information from the third party device and resource distribution elements from the integrated secure edge device to a display associated with the automobile system, wherein the resource distribution information is transmitted from the third party device via the contactless communication between the integrated secure edge device and the third party device to the display associated with an automobile;
allow user authorization of the resource distribution upon authentication and active interaction with the display associated with the automobile; and
block near field communication with the integrated secure edge device upon completion of the resource distribution.