US 11,981,335 B2
Determining acceptable driving behavior based on vehicle specific characteristics
Brian N. Harvey, Bloomington, IL (US); Matthew Eric Riley, Sr., Heyworth, IL (US); Joseph Robert Brannan, Bloomington, IL (US); J. Lynn Wilson, Normal, IL (US); and Ryan Gross, Normal, IL (US)
Assigned to State Farm Mutual Automobile Insurance Company, Bloomington, IL (US)
Filed by State Farm Mutual Automobile Insurance Company, Bloomington, IL (US)
Filed on May 16, 2022, as Appl. No. 17/745,036.
Application 17/745,036 is a continuation of application No. 16/861,080, filed on Apr. 28, 2020, granted, now 11,332,149.
Application 16/861,080 is a continuation of application No. 16/267,047, filed on Feb. 4, 2019, granted, now 10,668,930, issued on Jun. 2, 2020.
Prior Publication US 2022/0274605 A1, Sep. 1, 2022
This patent is subject to a terminal disclaimer.
Int. Cl. B60W 40/09 (2012.01); G06Q 30/0645 (2023.01); G06Q 50/30 (2012.01); G07C 5/00 (2006.01)
CPC B60W 40/09 (2013.01) [G06Q 30/0645 (2013.01); G06Q 50/30 (2013.01); G07C 5/008 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A system comprising:
one or more processors; and
computer-readable media storing computer-executable instructions that, when executed by the one or more processors, cause the one or more processors to perform operations comprising:
receiving sensor data captured by a sensor carried by a vehicle, the vehicle being associated with a unique identifier;
determining, based at least in part on the unique identifier, one or more characteristics of the vehicle;
determining, based at least in part on the sensor data, a driving behavior associated with a driver of the vehicle, the driving behavior being characterized by at least one value;
receiving, from an individual other than the driver, an input indicating a preferred driving behavior unique to the vehicle, and different from other vehicles;
determining, based on the input and the one or more characteristics of the vehicle, a threshold value corresponding to the driving behavior;
determining that the at least one value is less than the threshold value; and
applying an incentive to a record associated with the driver based at least in part on the at least one value being less than the threshold value.