US 12,299,730 B2
System, method and computer-accessible medium for repeating prior purchases
Abdelkader Benkreira, Philadelphia, PA (US); Joshua Edwards, Washington, DC (US); and Michael Mossoba, Arlington, VA (US)
Assigned to CAPITAL ONE SERVICES, LLC, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on Apr. 1, 2020, as Appl. No. 16/837,120.
Prior Publication US 2021/0312528 A1, Oct. 7, 2021
Int. Cl. G06Q 30/00 (2023.01); G06Q 20/12 (2012.01); G06Q 20/34 (2012.01); G06Q 30/0601 (2023.01)
CPC G06Q 30/0635 (2013.01) [G06Q 20/12 (2013.01); G06Q 20/34 (2013.01)] 15 Claims
OG exemplary drawing
 
1. A method for implementing a modified financial account user interface to enable single-action re-purchase operations directly from a transaction history page associated with a financial account, the method comprising:
selecting a plurality of transactions, associated with a plurality of merchants, from the transaction history page of the financial account, the financial account being associated with a financial account provider;
determining item level data for each of the transactions selected from the transaction history page of the financial account, wherein a selected transaction comprises an expandable list of associated previously purchased transaction items;
displaying each of the selected transactions, as an expandable list of associated transaction items with an active purchase button associated with each transaction item that is available for repurchase, wherein the active purchase button is displayed adjacent to a corresponding transaction item;
receiving a purchase request, based on a user interaction with the active purchase button associated with a selected transaction item, to repurchase the selected transaction item;
determining, using a machine learning procedure, a predicted spend for the financial account and whether the purchase request falls within the predicted spend;
in response to a determination that the purchase request is within the predicted spend, transmitting, upon receiving the purchase request, an authentication request to the user associated with the financial account;
receiving an authentication credential responsive to the authentication request;
initiating, upon receiving the authentication credential, a repurchase of the selected transaction item directly via the financial account provider of the financial account associated with the user; and
updating, upon initiating the repurchase of the selected transaction item, the item level data for each of the transactions selected from the transaction history page of the financial account.