US 12,293,415 B2
Systems and methods for generating data representative of multi-product insurance discounts and related user interface displays
Benjamin R. Murphy, Bloomington, IL (US); Howard Henderson, Jr., Katy, TX (US); Elizabeth Orzolek, Normal, IL (US); Arlene Serapin, Normal, IL (US); and Lisa Bianco, Heyworth, IL (US)
Assigned to STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Bloomington, IL (US)
Filed by STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Bloomington, IL (US)
Filed on Dec. 20, 2023, as Appl. No. 18/391,352.
Application 18/391,352 is a continuation of application No. 16/503,903, filed on Jul. 5, 2019.
Application 16/503,903 is a continuation of application No. 14/877,022, filed on Oct. 7, 2015, granted, now 10,387,964, issued on Aug. 20, 2019.
Prior Publication US 2024/0127352 A1, Apr. 18, 2024
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 40/00 (2023.01); G06Q 30/0207 (2023.01); G06Q 40/08 (2012.01)
CPC G06Q 40/08 (2013.01) [G06Q 30/0207 (2013.01)] 15 Claims
OG exemplary drawing
 
1. A computer-implemented method, comprising:
receiving, by one or more processors, from a client device, personal data, wherein the personal data includes one or more of a driving record or a vehicle insurance claim history of an individual seeking insurance;
receiving, by the one or more processors, personal information verification data from one or more of a bureau of motor vehicles database or an insurance company database;
verifying, by the one or more processors, one or more of: the driving record of the individual seeking insurance based on the personal information verification data from the bureau of motor vehicles database, or the vehicle insurance claim history of the individual seeking insurance based on the personal information verification data from the insurance company database;
receiving, by the one or more processors, insurance product data from an insurance product database of a remote server;
generating, by the one or more processors, insurance product risk data based on the personal data and the insurance product data, in response to verifying one or more of the vehicle insurance claim history or the driving record of the individual seeking insurance;
generating, by the one or more processors, data representative of one or more insurance discounts based on the insurance product risk data;
receiving, by the one or more processors, non-insurance related data, wherein the non-insurance related data is representative of one or more non-insurance product discounts;
generating, by the one or more processors, a user interface display based on data representative of multi-product insurance discounts including both insurance product discounts and non-insurance related product discounts; and
transmitting, by the one or more processors, the generated user interface display to the client device for display via a user interface of the client device.