US 12,293,411 B2
Secure decentralized system and method
Devon Shigaki, Bellevue, WA (US)
Assigned to FreshCredit, Bellevue, WA (US)
Filed by Devon Shigaki, Bellevue, WA (US)
Filed on Jul. 5, 2023, as Appl. No. 18/347,079.
Application 18/347,079 is a division of application No. 17/897,018, filed on Aug. 26, 2022, granted, now 12,236,480.
Claims priority of provisional application 63/237,137, filed on Aug. 26, 2021.
Prior Publication US 2024/0037653 A1, Feb. 1, 2024
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 40/00 (2023.01); G06Q 30/0201 (2023.01); G06Q 40/03 (2023.01)
CPC G06Q 40/03 (2023.01) [G06Q 30/0201 (2013.01)] 8 Claims
OG exemplary drawing
 
1. A method for credit score computation and sharing, comprising the steps of:
providing a network of nodes, comprising:
a network node having a tamper resistant data structure,
a plurality of networked nodes,
a distributed filesystem that stores a plurality of commercial actor data, and
wherein the network node restricts access to the distributed filesystem to the plurality of networked nodes;
receiving by a first node of the plurality of networked nodes a request from a second node of the plurality of networked nodes to access the plurality of commercial actor data on the distributed filesystem;
authenticating the request;
relaying the request to the network of nodes through the network node;
performing a function on the distributed filesystem to retrieve the commercial actor data in response to the request; and
providing a response to the request based on the commercial actor data via the first node to the second node.