US 12,293,408 B1
Loan refinancing and/or consolidation tool
Hayes Patrick Reed, Sacramento, CA (US); Jason Michael Reiter, Westminster, CO (US); Steven Michael Schuler, Clive, IA (US); Donna Syrovatka, Sioux Falls, SD (US); Jane Turpin, Waukee, IA (US); and Aaron John Ziegler, Minneapolis, MN (US)
Assigned to WELLS FARGO BANK, N.A., San Francisco, CA (US)
Filed by Wells Fargo Bank, N.A., San Francisco, CA (US)
Filed on May 10, 2022, as Appl. No. 17/662,680.
Application 17/662,680 is a continuation of application No. 16/179,347, filed on Nov. 2, 2018, granted, now 11,373,236.
Int. Cl. G06Q 40/03 (2023.01)
CPC G06Q 40/03 (2023.01) 16 Claims
OG exemplary drawing
 
1. An electronic computing device, comprising:
at least one processor; and
system memory, the system memory including instructions which, when executed by the at least one processor, cause the electronic computing device to generate a graphical user interface including:
a consolidation window which provides a consolidation listing of one or more outstanding loans for loan consolidation in a consolidation group, the consolidation listing including a control element associated with each of the one or more outstanding loans, with the control element allowing for inclusion or exclusion of the one or more outstanding loans in the consolidation group; and
an exclusion window which provides an exclusion listing of any outstanding loans that are excluded from the consolidation group;
wherein the consolidation window is presented as a first tab of the graphical user interface, and wherein the exclusion window is presented as a second tab of the graphical user interface;
wherein the consolidation window is shown on top of the exclusion window;
wherein the consolidation window is shown upon receipt of selection of the first tab, and the exclusion window is shown upon receipt of selection of the second tab;
wherein the consolidation window displays an adjustable parameter for the consolidation group;
wherein the exclusion window prevents selection of at least one of the one or more outstanding loans based on the electronic computing device determining that the adjustable parameter of the consolidation window results in the one of the one or more outstanding loans being ineligible for consolidation; and
wherein the exclusion window generates text output based on a reason for the one of the one or more outstanding loans being ineligible for consolidation, the reason being determined based on one or more terms of the one of the one or more outstanding loans, the text output including the one or more terms that resulted in ineligibility.