| CPC G06Q 20/3674 (2013.01) [G06Q 20/3678 (2013.01); G06Q 2220/00 (2013.01)] | 10 Claims |

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1. A method of validating ownership, for completing a transaction, comprising:
receiving, from a user computing device:
a request to validate ownership of a coin; and
validation information for the coin, wherein the validation information has been stored in a coin data file on the user computing device;
providing the validation information to a plurality of other user computing devices, wherein:
each of the plurality of other user computing devices stores supplementary information to be used in validating the ownership of the coin by an owner;
the supplementary information stored by each of the plurality of other user computing devices comprises a unique checksum for the validation information for the coin; and
the user computing device and the plurality of other computing devices are communicatively coupled in a mesh network configuration;
receiving, from at least one of the plurality of other user computing devices, a message that the ownership of the coin by the owner is validated; and
in response to receiving the message that the ownership of the coin is validated;
sending a message to the user computing device that the ownership of the coin is validated; and
distributing updating information, to update the ownership of the coin from the owner to a to-be owner, to at least some of the plurality of other user computing devices.
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