US 12,291,052 B1
Virtual teller check system
Andre Rene Buentello, San Antonio, TX (US); Mark Anthony Lopez, Helotes, TX (US); Gregory Brian Meyer, San Antonio, TX (US); Ashley Raine Philbrick, San Antonio, TX (US); Garrett Rielly Rapport, San Antonio, TX (US); Jose L. Romero, Jr., San Antonio, TX (US); and Michael Jay Szentes, San Antonio, TX (US)
Assigned to UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA), San Antonio, TX (US)
Filed by United Services Automobile Association (USAA), San Antonio, TX (US)
Filed on Sep. 12, 2022, as Appl. No. 17/942,567.
Application 17/942,567 is a continuation of application No. 16/579,304, filed on Sep. 23, 2019, granted, now 11,446,949.
Claims priority of provisional application 62/789,349, filed on Jan. 7, 2019.
Int. Cl. B42D 25/29 (2014.01); B42D 25/305 (2014.01); G06Q 20/04 (2012.01); G07D 7/00 (2016.01)
CPC B42D 25/29 (2014.10) [B42D 25/305 (2014.10); G06Q 20/042 (2013.01); G07D 7/003 (2017.05)] 20 Claims
OG exemplary drawing
 
1. A computer-implemented method, comprising:
receiving, via one or more processors, an image of a teller check associated with a user, the teller check having check information in one or more fields of the teller check, the image comprising a unique visible pattern having encoded data corresponding to the check information, wherein the check information is stored in memory as stored check information, and wherein the unique visible pattern is generated using a random seed generator;
extracting, via the one or more processors, the encoded data corresponding to the check information from the unique visible pattern;
comparing, via the one or more processors, the encoded data with the stored check information stored in the memory;
verifying, via the one or more processors, a validity of the image of the teller check based on the encoded data matching the stored check information; and
delivering, via a communication interface, funds associated with the user to a recipient in response to verifying the image of the teller check.