US 11,974,127 B2
Systems and methods for cryptographic authentication of contactless cards
Kaitlin Newman, Washington, DC (US); Kimberly Haynes, Reston, VA (US); Charles Nathan Crank, Henrico, VA (US); Andrew Cogswell, Midlothian, VA (US); Colin Hart, Arlington, VA (US); Jeffrey Rule, Chevy Chase, MD (US); Lara Mossler, Farmville, VA (US); Latika Gulati, Vienna, VA (US); Abdelkader Benkreira, Washington, DC (US); Sarah Jane Cunningham, Arlington, VA (US); Sophie Bermudez, Washington, DC (US); Michael Mossoba, Arlington, VA (US); and Wayne Lutz, Fort Washington, MD (US)
Assigned to CAPITAL ONE SERVICES, LLC, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on Aug. 18, 2021, as Appl. No. 17/405,777.
Application 17/405,777 is a continuation of application No. 16/659,088, filed on Oct. 21, 2019, granted, now 11,129,019.
Application 16/659,088 is a continuation of application No. 16/351,429, filed on Mar. 12, 2019, granted, now 10,582,386, issued on Mar. 3, 2020.
Application 16/351,429 is a continuation in part of application No. 16/205,119, filed on Nov. 29, 2018, granted, now 10,581,611, issued on Mar. 3, 2020.
Claims priority of provisional application 62/740,352, filed on Oct. 2, 2018.
Prior Publication US 2021/0385652 A1, Dec. 9, 2021
This patent is subject to a terminal disclaimer.
Int. Cl. H04W 12/06 (2021.01); H04W 12/041 (2021.01); H04W 12/47 (2021.01); H04W 12/60 (2021.01)
CPC H04W 12/06 (2013.01) [H04W 12/041 (2021.01); H04W 12/47 (2021.01); H04W 12/60 (2021.01)] 20 Claims
OG exemplary drawing
 
1. A method, comprising the steps of:
encrypting, by a processor of a contactless card, transmission data using one or more cryptographic algorithms and a card key to yield encrypted transmission data;
transmitting, by the processor, the encrypted transmission data for decryption;
performing, by the processor, one or more actions including retrieval, from a memory of the contactless card, of user preference information for an account associated with a user; and
transmitting, by the processor, a request for language information based on the user preference information.