US 11,973,833 B2
System and method for auto-segmentation of digital resources for facilitating resource processing events in a virtual ecosystem
Naga Vamsi Krishna Akkapeddi, Charlotte, NC (US)
Assigned to BANK OF AMERICA CORPORATION, Charlotte, NC (US)
Filed by BANK OF AMERICA CORPORATION, Charlotte, NC (US)
Filed on Aug. 5, 2022, as Appl. No. 17/882,044.
Prior Publication US 2024/0048623 A1, Feb. 8, 2024
Int. Cl. G06F 15/16 (2006.01); G06Q 20/40 (2012.01); H04L 67/133 (2022.01)
CPC H04L 67/133 (2022.05) [G06Q 20/401 (2013.01)] 14 Claims
OG exemplary drawing
 
1. A system for auto-segmentation of digital resources for facilitating resource processing events in a virtual ecosystem, the system comprising:
at least one network communication interface;
at least one non-transitory storage device; and
at least one processing device coupled to the at least one non-transitory storage device and the at least one network communication interface, wherein the at least one processing device is configured to:
identify that a user is initiating a resource processing event;
receive one or more resource credentials from the user, wherein the one or more resource credentials are associated with entity resources stored in an entity and digital resources stored on a distributed register;
automatically perform one or more Application Programming Interface (API) calls to verify that the user can perform the resource processing event based on the one or more resource credentials, wherein performing one or more AIP calls further comprises:
performing a first API call to an entity system associated with the entity to verify the entity resources;
performing a second API call to a digital resource provider to verify the digital resources; and
performing a third API call to a third party entity to determine value of the digital resources;
receive an input from the user to use the entity resources as a first order of resource and the digital resources as a second order of resource for the resource processing event;
determine that entirety of the entity resources do not meet resource value associated with the resource processing event; and
automatically initiate segmentation of the digital resources based on determining that the entirety of the entity resources or the digital resources do not meet the resource value associated with the resource processing event.