US 11,973,764 B2
System for source independent but source value dependent transfer monitoring
Steven Michael Twombly, Saco, ME (US); Sara A. Walsh, West Chester, PA (US); Tony England, Tega Cay, SC (US); Robertson Walters Greenbacker, Charlotte, NC (US); and Bradley Ryan Holland, Huntersville, NC (US)
Assigned to BANK OF AMERICA CORPORATION, Charlotte, NC (US)
Filed by BANK OF AMERICA CORPORATION, Charlotte, NC (US)
Filed on May 25, 2023, as Appl. No. 18/202,049.
Application 18/202,049 is a continuation of application No. 17/734,619, filed on May 2, 2022, granted, now 11,706,225.
Prior Publication US 2023/0353576 A1, Nov. 2, 2023
This patent is subject to a terminal disclaimer.
Int. Cl. H04L 47/762 (2022.01); H04L 9/40 (2022.01); H04L 47/70 (2022.01); H04L 47/78 (2022.01)
CPC H04L 63/102 (2013.01) [H04L 47/762 (2013.01); H04L 47/781 (2013.01); H04L 47/828 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A system for source independent but source value dependent transfer monitoring, wherein the system is structured for adapting user systems for dynamically and securely blocking unauthorized activities, the system comprising:
at least one processor; and
at least one non-transitory storage device with computer-readable program code stored thereon and accessible by the at least one processing device, wherein the computer-readable code when executed is configured to cause the at least one processing device to:
electronically receive, from an entity input device and via an entity application, a first processing request to initiate a first processing network session, wherein the first processing network session is associated with the processing of a first activity associated with a user;
establish the processing network session with the entity input device via the entity application in response to the processing request;
electronically receive, via the processing network session, a processing interaction request to access a first resource of one or more resources associated with the user;
receive from the user one or more processing parameter data structures associated with the interaction request;
extract a resource processing value associated with the first activity from the processing parameter data structure;
determine whether the resource processing value associated with the processing interaction request is associated with triggering at least one block intervention step during processing of the first activity;
block the entity input device from accessing the first resource in response to determining that the resource processing value is associated with triggering the at least one block intervention step during processing of the first activity; and
transmit a block notification.