US 11,973,755 B1
Apparatuses, methods, and computer program products for offline authentication
Peter Bordow, Fountain Hills, AZ (US); Jeff J. Stapleton, O'Fallon, MO (US); and Ramesh Yarlagadda, Charlotte, NC (US)
Assigned to Wells Fargo Bank, N.A., San Francisco, CA (US)
Filed by Wells Fargo Bank, N.A., San Francisco, CA (US)
Filed on Jul. 30, 2021, as Appl. No. 17/389,915.
Int. Cl. H04L 9/40 (2022.01)
CPC H04L 63/0876 (2013.01) [H04L 63/102 (2013.01); H04L 63/108 (2013.01); H04L 63/20 (2013.01); H04L 63/107 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A computer-implemented method for offline authentication, the method comprising:
receiving, by a computing device, a request for authentication from a first user device associated with a first user,
wherein the request comprises first authentication credentials generated based upon one or more user attributes retrieved by the first user device from a digital identity construct database at a first time; and
wherein the one or more user attributes comprise at least:
one static attribute, wherein static attributes comprise attributes of the first user that remain constant over time; and
one dynamic attribute, wherein dynamic attributes comprise attributes of the first user that vary over time;
determining an offline condition of the computing device at the first time;
obtaining, by the computing device, second authentication credentials associated with the first user, wherein the second authentication credentials are based upon one or more user attributes retrieved by the computing device from the digital identity construct database at a second time, wherein the first time is later in time than the second time;
determining, by the computing device, a discrepancy between the first authentication credentials and the second authentication credentials; and
authenticating, by the computing device, the first user based upon a forecast operation between the second authentication credentials and the first authentication credentials.