US 11,972,413 B2
Digital wallet promotions through tokenization platform
Nitin Shrivastava, Stamford, CT (US); Vivek S. Yadav, Hoboken, NJ (US); and Claudia Alexandra Baron-Aoudal, New York, NY (US)
Assigned to MASTERCARD INTERNATIONAL INCORPORATED, Purchase, NY (US)
Filed by MASTERCARD INTERNATIONAL INCORPORATED, Purchase, NY (US)
Filed on Jan. 5, 2023, as Appl. No. 18/093,559.
Application 18/093,559 is a continuation of application No. 16/294,090, filed on Mar. 6, 2019, granted, now 11,562,348.
Prior Publication US 2023/0153797 A1, May 18, 2023
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 20/36 (2012.01); G06Q 30/0207 (2023.01)
CPC G06Q 20/3672 (2013.01) [G06Q 30/0215 (2013.01)] 17 Claims
OG exemplary drawing
 
1. A tokenization system for enrolling a user in a promotion comprising:
a token database configured to store a plurality of payment account numbers mapped to a plurality of tokenized values, respectively; and
a processor configured to
receive a promotion for a user from a promotion server via a network communication from the promotion server to the tokenization system,
push a notification to a user interface of a digital wallet application open on a user device of the user, wherein the push notification appears as an in-app display notification on a user interface within the digital wallet application open on the user device,
detect a selection of the promotion based on an input via the user interface of the digital wallet application open on the user device,
in response to the detected selection of the promotion, reveal additional details about the promotion and a selectable element within the user interface of the digital wallet application open on the user device,
detect selection of the selectable element, and
automatically transmit sensitive cardholder data stored in the token database via a secure channel to the promotion server to enroll the digital wallet application in the promotion without requiring the user to submit the sensitive cardholder data via the user device.